How We Help

We are proud to offer a wide range of comprehensive financial planning services to cover all your needs for today, tomorrow, and the many years ahead. We implement our planning services based on fiduciary standards. Our services are designed to ensure that financial guidance is available to all and demonstrate our belief that comprehensive financial planning is on-going. We are here to hold your hand every step of the way (see our company logo).

HOW IT WORKS

Our comprehensive planning services are broken down into eight core areas, as outlined below. This is an all-encompassing package to get your planning needs in order and keep them there. We take pride in how detailed we are in our planning strategies and techniques.

 

planning philosophy

COMPREHENSIVE FINANCIAL PLANNING PRICING

Our comprehensive financial planning begins with an on-boarding fee of $1,400, followed by an annual fee that starts at $4,200 and increases based on services and complexity.

investment philosophy

INVESTMENT MANAGEMENT PRICING

Our investment management services include creating a personalized allocation tailored to your holistic risk tolerance towards the market. This begins by determining how your investment behavior reacts to certain market conditions. In addition, our services include analysis and recommendations regarding psychological risk tolerance and money-related attitudes. They are designed to understand, educate and ultimately help you build wealth.

Our investment management services begin at 1.00% and decrease as your assets’ size grows. The minimum annual fee is $1,000.

Felton and Peel - Hands Icon Gold

CORE SERVICE GROUPS

Please scroll through the eight core groups listed below to see all the services included in our Comprehensive Financial Planning services.

Fundamental Financial Planning

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Review Credit Scores & Credit Report / Credit Score Optimization
Personal Balance Sheet Calculation & Net Worth Statement
Basic Strategies On Managing & Paying Off Debt
Emergency Fund Calculations & Recommended Balance Optimization
Employment Benefits Review (i.e., HSA, Medical Plan Selections and etc.)
Create Comprehensive Cash Flow Based Financial Plan
Analyze & Create College Funding / College Savings Strategies
Occupation / Career Change Evaluation (Compensation & Benefits)
Student Loan Review; Repayment Strategies
Home Loan Review; Auto Loan And/Or Lease Review; Provide Recommendations

Investment Planning

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Analyze & determine goals, risk tolerance, and time horizons
Review & analyze all holdings to determine alignment with current goals
Create “Living Asset Allocation” based on your cash flow needs
Reviewing current employment retirement plan investment options
Provide an asset allocation based on your financial plan
Review investment selection & allocation within Variable Annuities
Review investment selection & allocation within Variable Life Insurance
Investment Portfolio monitoring & periodic rebalancing
Implementing an individual bond strategy for fixed income investments
Implementing an individual stock strategy for equity investments

Retirement Planning

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Analyze & determine Pre-tax Contributions vs. After-tax Contributions
Creation & Implementation of Retirement Projections
Determine a Retirement Withdrawal Plan
Coordinate with Employer benefits plan Director/Administrator
Review Pension Selections and optimize withdrawal strategies
Social Security Analysis & Planning
Analyze & create Executive Compensation Award Strategies
Analyze & create Deferred Compensation Strategies
Analyze & determine Small Business Retirement Plan Selection
Analyze & determine Roth IRA Conversion Strategies

Tax Planning

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Review two previous years of personal tax returns (Federal & State)
Provide annual tax projections
Analysis & Implementation of Tax Loss Harvesting Strategies
Coordinate with current C.P.A / Tax Professional

Insurance & Risk Management Planning

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Review of all existing policies to ensure adequate coverage & risk reduction
If coverage is non-existent, determine adequate coverage
Education & advisement for life, disability, and long term care insurance
Overview of existing property & casualty coverages
Overview of existing Umbrella policies; provide recommendations
Long-term care cash flow needs analysis

Estate Planning

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Overview of existing Last Will & Testament; ensure current & valid
Review beneficiaries on Retirement accounts & Life Insurance policies
Overview of other existing Estate Planning documents
Overview of Asset Titling (i.e. accounts & property)
Overview of additional Estate Planning documents (i.e.,Trust)
Creation & Review of Estate Planning Flow Chart
Estate Settlement Assistance; asset movement to heirs at bereavement
Estate Inheritance Assistance; assisting in wealth transfer
Coordinate with current estate planning attorney

Philanthropic/Charitable Planning

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Overview of current tax year gifting options & recommendations
Charitable Strategies using Required Minimum Distributions
Charitable estate planning
Assistance with selecting/interviewing charities & their board
Assistance with Donor Advised Funds, Foundations, & Supporting Organizations
Creating and implementing advance charitable gift planning strategies

Technology Access

Currently Showing: Basic LevelCurrently Showing: Comprehensive Level
CLICK TO VIEW
COMPREHENSIVE LEVEL
CLICK TO VIEW
BASIC LEVEL
Access to dynamic, secure and custom account aggregation tools
Individual, secure & ample cloud storage for all important documents
Accessible via a secure internet connection – Anytime. Anywhere
Online Scheduling and Virtual Meeting availability & flexibility
Recommendations provided for additional tools to help specific client needs
ENJOY FINANCIAL LITERACY SENT DIRECT TO YOUR INBOX
Subscribe to our FREE monthly newsletter designed to empower your decision making

Felton & Peel Wealth Management is an investment advisor registered pursuant to the laws of the states of Georgia and New York

Privacy Policy | Disclosures | FORM ADV Part 2 | Copyright © 2021 Felton & Peel. All Rights Reserved
ENJOY FINANCIAL LITERACY SENT DIRECT TO YOUR INBOX
Subscribe to our FREE monthly newsletter designed to empower your decision making

error